401(k) vs IRA — Retirement Account Comparison

Compare 401(k) and IRA contribution limits, tax benefits, and growth side by side. Maximize your retirement savings.

401(k) Calculator

Current Age

Retirement Age

Annual Salary

Current 401(k) balance ($)

Your Contribution

e.g. 6

Employer Match

e.g. 3

Expected return (%/yr)

Typical: 6–8%

Annual Contribution

Current Balance

Current Age

Years to Retirement

Annual Return

Feature	401(k) Calculator	Roth IRA Calculator
Category	financial	financial
Full Page	401(k) Calculator	Roth IRA Calculator